Maple Groove Financial · Decision Model Adjust on the left — the results update live on the right.

Basis (applies to both)

These three are the same no matter which path you pick — same driver, same gas, same window of time — so they live here, once.

Fix the 2019 Escape — repairs

2019 Ford Escape — side profile
2019 Ford Escape · 191,000 km

A 191,000-km car doesn't cost the same to keep at 260,000. This rate compounds the upkeep here and the lost time below, every year.

The replacement unit carries 91,000 km and limited warranty — parts & labour only; the days off the road are counted below.

In year Cost

Old car — the cost off the invoice

When the car dies, both drivers lose the day — and an out-of-town breakdown adds a tow, a rental, and a wrecked trip. These days climb with the aging rate above. A reliable newer vehicle carries none of this. Set the day values to $0 to see pure out-of-pocket cash.

Buy / lease a new vehicle

2025 Ford Escape ST-Line — side profile
2025 Ford Escape ST-Line · new

Dealer 1 quote: $210.21 biweekly, tax in, 60-month lease ($3,000 cash down, 36% residual / $15,856 buyout, 6.29%). The 48-month alternative is $226.92 biweekly (41% residual / $18,058). Enter the dealer payment to drive this exactly; set it to 0 to compute from price, rate, and term.

Fix the 2019 Escape

Net cost over the period

$0

New vehicle

Net cost over the period

$0

Cost over time

Fix the Escape New vehicle

Payment, insurance, fuel, upkeep — and the old car's lost time — averaged per month over the period.

Estimates only, in Canadian dollars, for planning. A leased path owns nothing at the end (the buyout is the option to keep it). Confirm every dealer figure before deciding — not advice to buy, lease, or repair any specific vehicle.